Contact us
01 53 32 75 75
Contact us
01 53 32 75 75
Advans offers its clients microloans and loans for SMEs.
Advans offers its customers current and savings accounts.
Advans offers its clients insurance products and transfer services.
Retail or service activity without a permanent employee
Needs:
Group loans
Individual working capital loans
Emergency loans and education
Current accounts and savings
Retail/wholesale or service activity with 1 to 4 employees
Needs:
Working capital loans
Investment loans
Overdraft
School loans
Current and savings accounts
Wholesale or service trade activity with 5 or more employees
Needs:
Working capital loans
Investment loans
Overdraft
Current and savings accounts
Groups or individuals with a production activity
Needs:
Input credits
Equipment credits
School credits
Current and savings accounts
I obtained a loan to buy beehives in less than a week then a second loan which allowed me to buy land and livestock. Today, I alternate between the honey season, the olive season, and a little agriculture. Advans Tunisie considered the seasonal nature of my project in the repayment of my loan.
Malika Kilani
Beekeeper, Tunisia
Our ancestors have been farmers for generations: we grow papaya, corn, or rice depending on the season. We don’t know much about finance or higher education, but we want things to change for our children. We heard about the Kmeng Chhlat savings account and its support for access to higher education. Thanks to him we can finally secure the education of our children.
Mr. Nov Pon and Ms. Lai Yeap
Farmers, Cambodia
I have been a customer of Advans since 2017, thanks to the loans, I was able to develop my hardware store, purchase products for my store, and increase my turnover by 20 to 30% each year. I can only thank Advans. I am very happy to have been able to develop my hardware store and to be independent.
Therese KUATE
Hardware store, Cameroon
Our crops were destroyed by severe flooding, leaving us unable to cover the costs incurred. We contacted Advans for a loan and received full support. They postponed the repayment deadline, removing the burden of repaying the loan within a short period. We used the loan to improve the fields, generate income, and repay the debt. Today the crops are growing well, and we are relieved.
Amanat Ali
Farmer, Pakistan
Advans targets developing markets where customers have limited access to financial services and where there is high potential for growth and social value creation.
The Advans Group is currently established in nine countries: Cambodia, Cameroon, Ghana, Democratic Republic of Congo, Ivory Coast, Pakistan, Nigeria, Tunisia, and Myanmar.
Managing Director: Dinn Dos Clients: 555,598 Agencies: 150 Creation: 1991
Managing Director: Mamie Kalonda Clients: 62,001 Agencies: 14 Creation: 2007
Managing Director: Oliver Bailly-Bechet Clients: 117,299 Agencies: 20 Creation: 2008
Managing Director: Jean-Luc Nzoubou Clients: 139,142 Agencies: 9 Creation: 2009
Managing Director: Mariam Djibo Clients: 206,880 Agencies: 23 Creation: 2012
Managing Director: Gaetan Debuchy Clients: 74,634 Agencies: 29 Creation: 2013
Managing Director: Meriem Zine Clients: 22,992 Agencies: 19 Creation: 2015
Managing Director: Manish Sane Clients: 58,877 Agencies: 17 Creation: 2017
Choose your preferred way to contact us!
Contact us by phone
(+33) 1 53 32 75 75
Microfinance aims to provide financial services to low-income populations; at Advans, we mainly focus on small businesses that have limited access to financial services.
As an international microfinance group, our core business is the provision of suitable credit to small businesses, in order to develop their working capital or enable them to invest in productive assets essential to their activity. Where a traditional financial institution refuses to provide credit, we seek to identify the need, and imagine the mechanism to serve it in a sustainable manner, whether for urban entrepreneurs or farmers. Our lending method for SMEs and microcredits is based on cash flow analysis. We look at each client’s financial history, income and expenses, and make sure the loan we offer them meets their needs and can be repaid easily. We do not require any prior savings from the customer.
But it doesn’t stop there: our institutions have also developed a whole range of financial services adapted for our target clientele of small businesses and more generally for low-income populations: savings solutions, current accounts, financial resources payment and insurance. This allows our clients to be able to better manage their money on a daily basis, deal with unforeseen events, and build long-term projects, such as saving for their children’s education.
We serve entrepreneurs with a wide variety of profiles, ranging from cocoa producers who need a loan of 200 EUR to purchase inputs, to transport SMEs who borrow 300,000 euros to develop their fleet. To our customers, we owe a quality service, transparent and responsible in its pricing, and sustainable in order to support them over time. Thanks to the financial solidity of the group, and the expertise developed since 2005, we aim to become the preferred financial partner of small businesses.
Because they employ the vast majority of the workforce, small businesses play a vital role in economic and social development in emerging markets. To develop and strengthen their activities, these small businesses need financial support which they lack, often inaccessible to traditional financial players. Advans’ goal is to democratize access to financial services for these small businesses, and thus contribute to inclusive growth in the countries where we operate.
